I hope they're are some that this topic doesn't exlcude, as far as area really. I was hoping someone (well hoping for a few people actually) knew about savings accounts in banks.

Recently came into some money and am looking for a way to store it. I've compared bonds and accounts and am not sure which I feel most secure with. I'm leaning towards accounts, but especially as of lately I am very weary of banks. I've looked at different bank accounts APY and the highest one I found in america was 2.23 but I must live in the area which I don't.


Any recommendation for bonds, or banks where the APY is great?